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Tracey Stotz, Broker - San Diego logo
Let me help you reach your real estate goals
  • Home
  • Meet Tracey Stotz, CalDRE #01976976
  • Contact Tracey Stotz, Broker-Owner
  • REALTORS
  • Blog
  • Scope of Experience
  • Recommendations
  • Seniors Real Estate Specialist
  • Sample of Recent Closed Listings
  • Featured Listings
Tracey Stotz, Broker - San Diego logo
Let me help you reach your real estate goals

Blog

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Portable Mortgage? What is the Status and Would It Work?

Posted on 10/20/2026
The latest bill in Congress to create a portable mortgage, the Making Ownership Viable for Everyone, or MOVE Act, was introduced in the house by Rep. Thomas Kean (R-NJ) in June. It is still in committee and housing affordability has only worsened as mortgage rates…
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Will Interest Rates Go Up Again?

Posted on 10/19/2026

The Fed hasn't said if interest rates will go up or not at their next meeting later this month. 

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Will the Next 10 Years Bring a Glut in the Market?

Posted on 10/5/2026

A new Realtor.com analysis projects 13.9 million homes will be sold by aging owners through 2036, with most of the supply coming from mid and large sized homes.



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State Farm and Allstate Might be Back in Cali Home Insurance Soon

Posted on 09/21/2026

State Farm and Allstate have filed plans that could reopen limited new homeowners insurance business in California after years of cancelations and not writing new policies here. 

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Fed Raised Rates. What that Means.

Posted on 09/21/2026

For the first time in three years, the Federal Reserve Board raised interest rates a quarter point last week. This brings the central bank’s benchmark lending rate to 3.75%-4%, in an effort to lower inflation. 

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Mortgage Rates Hit 15 Month High

Posted on 09/11/2026

On Thursday, the average rate on a 30-year fixed mortgage rose for the third consecutive week hitting 6.76%. 

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What is the State of Home Equity in California?

Posted on 09/2/2026

If you look at what owners owe on their mortgages versus what they can sell their house for in the current market you can determine the state of home equity.  How is it in California?

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Real World Real Estate

Posted on 09/1/2026

Read my latest newsletter for market updates.

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Doom and gloom or Within Normal Ranges?

Posted on 08/26/2026
As of August 2026, the average 30-year fixed mortgage rate in the United States is around 6.65% to 6.71%, sitting near the historical midpoint of the past five decades
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Texas and North Carolina - Best Real Estate Markets

Posted on 08/19/2026
WalletHub compared 300 cities of varying sizes across 17 key indicators of housing-market attractiveness and economic strength and rated the top real estate markets in the U.S. 
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Cash Buyers - Are You Out There?

Posted on 08/18/2026

Total home sales fell 8.5% year-over-year but the number of cash sales dropped by 11.2%. Could there be a value play for a cash buyer in the fall?

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Data Centers Are A Real Estate Trend We Should Watch

Posted on 08/11/2026

The growth of data center development has definitely been in the news this year. What that development means for the local areas is still up for debate. 

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Tracey Stotz, Broker
5550 Grossmont Center Drive. #440-2634La MesaCalifornia 91943
(619) 200-0918
Tracey@TraceyStotz.com

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